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Credit Review Officer

Location
Omaha, Nebraska
Job Type
Permanent
Posted
3 Sep 2022
Farm Credit Services of America (FCSAmerica) is a great place to work. You see it in our people and the relationships they have with each other and our customers. Our passion and commitment to serving both rural America and each other is key to our success in the marketplace.

We are looking for a strong candidate to fill a Credit Review Officer role on our team. In this role, you will develop traditional and targeted review programs that identify and evaluate loan administration risks. Perform value-added credit and file documentation reviews of traditional agriculture, trade credit, AgriBusiness, and Capital Markets credits, including originations and collections. This position will focus on assessing the effectiveness of credit administration areas such as analysis, risk identification, and the appropriate use of debt structure, conditions, and monitoring to control risks.

The ideal candidate would possess thorough leadership and insight, critical thinking skills, investigative tools, and in-depth knowledge of risk management to identify areas for improvement in lending policies and procedures.

Key Responsibilities
  • Designs and facilitates traditional business unit and complex targeted review programs including the processes used to execute the review.
  • Coordinate the loan sample selection during the credit review planning process.
  • Complete credit and file administration reviews for various lending business units and targeted reviews, assess the level of risk caused by identified errors, conduct root cause analysis, and maintain sound documentation to support completed work and assigned loan administration ratings.
  • Perform credit review work that focuses primarily on the Associations largest and most complex livestock and capital markets credits. These loans typically have loan commitments of $5-100 million.
  • Discuss potential issues with lending business unit teammates, discuss credit review trend issues and recommendations with leaders, and participate in escalation meetings with respective leaders as needed.
  • Prepare written reports by analyzing review trends, assessing possible root causes, and recommending appropriate corrective solutions. Orally present review findings to the business unit.
  • Provide informal credit underwriting and credit risk management leadership and mentoring to other Credit Review team members.
  • Lead the training and coordinate the activities of guest reviewers who assist in conducting review activities and ensure the review quality and consistency of reviewer work.
  • Serve as a consultative resource on credit administration related issues and processes, which may include presenting at various team or leader meetings and responding to funding bank, auditor, and regulator questions. Stays abreast of company policy, standards, and procedure requirements. Conducts research to address the most complex questions as they arise.
  • Establish and maintain a collaborative working relationship with key review program partners such as Credit, Business Development, Legal, Training, Operations, Technology, and Risk Management teams.
Minimum Qualifications
  • 4+ years of experience in credit underwriting, credit review, or audit
  • Bachelor s Degree in Business, Accounting, Finance, Economics, Agribusiness or equivalent experience.
Preferred Qualifications
  • 8+ years of experience in credit underwriting, credit review, or audit
  • Master's Degree in Business, Accounting, Finance, Economics, Agribusiness or equivalent experience.
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Details

  • Job Reference: 703488045-2
  • Date Posted: 3 September 2022
  • Recruiter: Farm Credit Services of America
  • Location: Omaha, Nebraska
  • Salary: On Application
  • Sector: I.T. & Communications
  • Job Type: Permanent